Co Operative Bank Fixed Deposit Interest Rates Refinance
Co Operative Bank Fixed Deposit Interest Rates Kerala
Urban Co-operative Bank Fixed Deposit Interest Rates
Co Operative Bank Fixed Deposit Interest Rates Tamilnadu
District Co Operative Bank Fixed Deposit Interest Rates

Get the complete details about Saraswat term deposit interest rates at half-yearly, quarterly and monthly basis to make sure you receive more on your savings with Interest Payout Savings Scheme. Invest in small sums and win big on maturity. Recurring Deposits. Saraswat Co-operative Bank.

Your interest rate is fixed for the entire term of your investment. Interest can be paid on maturity, monthly, quarterly, annually or bi-annually. You can invest any amount with a minimum of R1 000.
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile.
Max deposit $1,000,000 – interest rates may be negotiated above this amount You can choose other terms between one month and four years and earn the same interest as the next shortest term with a specified rate, for example, an eight-month deposit qualifies for the six-month interest rate.
The Bank offers attractive rates on Fixed Deposits for various maturity periods. Facility for drawing interest on a monthly or quarterly basis is also provided. GRUHALAKSHMI DEPOSIT: This is a cumulative term deposit scheme under which money multiplies faster to a yield targeted amount for the customer as per the deposit.

Co Operative Bank Fixed Deposit Interest Rates Refinance

TYPE	INTEREST RATE
Prime Lending Rate (PLR)	12.00% p.a.
Housing Loans	8.00% p.a. - upto Rs 35 Lakhs for Women 8.10% p.a. - upto Rs 35 Lakhs for others 8.60% p.a. - above Rs 35 Lakhs
Personal Vehicle Loan	8.50% p.a. - New Vehicle 8.75% p.a. - Second Hand Vehicle
Super Bike Loan	10.50% p.a. - upto Rs. 1.00 Lakh 10.00% p.a. - above Rs. 1.00 Lakh 9.50% p.a. - Citizencredit Salary Account Holders 9.50% p.a. - Corporate Salary Account (CSA) holders
Loans against Gold / LIC / NSC / Govt Securities	Gold - 9.75% LIC - 11.50% NSC - 11.50% Govt Securities - 11.50%
Loan/ Overdraft Against Property (LAP & OAP)	Rs. 5 Lakh to below Rs. 10 lakh - 12.00% p.a Rs. 10 Lakh and above upto Rs 10 Crore - 11.00% p.a
Reverse Mortgage Loan (Aashraya)	11.00% p.a.
Lease Rental Discounting	12.00% p.a.
Overdraft against Shares and Units of Mutual Fund	13.00% p.a.
Loan Against Bank Deposits	Senior Citizens - 1% above the deposit rate Non Senior Citizens - 2% above the deposit rate Third Party Deposits - 2% above the deposit rate or PLR whichever is higher
Doctor Care	9.50% p.a. - Upto 84 months 11.50% p.a. - bove 84 Upto 120 months
Discounting of Bills under Letter of Credit	10.00% p.a. - For sight LC & Usance LC upto 90 days 10.50% p.a. - For Usance LC above 90 days to 180 days, subject to approval of Managing Director
Pragati Scheme Term Loan / Working Capital Limits	11.75% p.a.
Education Loan	12.00% p.a. - Unsecured Loan 10.00% p.a. - Secured Loan
Travel Loan	13.00% p.a. - Unsecured Loan 12.00% p.a. - Secured Loan
Scheme for Commercial Transport Operators	10.25% p.a.
SME / Corporate loans above Rs 1 crore (based on internal rating)	11.50% p.a. to 12.00 % p.a.
Construction / Real Estate Loans	14% p.a. to 16% p.a.
Penal Interest on overdue advances	2% above interest rate applicable to the advance

SAVINGS BANK DEPOSITS w.e.f. June 22, 2020

Savings - Domestic (Regulated)	3.00% p.a. (on daily balances product)
Savings - NRO / NRE (Regulated)	3.00% p.a. (on daily balances product)

TERM DEPOSITS w.e.f. October 05, 2020

RAP30	3.10% p.a.
RAP90	3.35% p.a.
FD365	4.50% p.a.
FD500	4.75% p.a.
FD1000	5.00% p.a.

OTHER TERM DEPOSITS w.e.f. October 05, 2020

PERIOD	INTEREST RATE
30 days to 90 days	3.05% p.a.
91 days to 180 days	3.50%p.a.
181 days to 270 days	3.65% p.a.
271 days to 1 year	4.15% p.a.
Above 1 year upto 2 years	4.50% p.a.
Above 2 years upto 3 years	4.60% p.a.
Above 3 year upto 5 years	5.00% p.a.

NRE FDR, NRE QIRP OTHER TERM DEPOSITS w.e.f. October 05, 2020

PERIOD	INTEREST RATE
1 year (12 months)	4.15% p.a.
Above 1 year to 2 years	4.50% p.a.
Above 2 years to 3 years	4.60% p.a.
Above 3 years to 5 years	5.00% p.a.

As you know that a Fixed Deposit (FD) is an investment option offered by banks that gives you higher rate of interest than a regular savings account. By investing in an FD, you can achieve your financial goals comfortably due to higher returns offered by it.

Adarsh Co Operative Bank Ltd FD provides an option to deposit lump sum amount for a specific period, ranging from 7 days to 10 years. You can choose any of the tenures offered by Adarsh Co Operative Bank Ltd FD according to your convenience and financial objective. As soon as you select the tenure and deposit the amount in Adarsh Co Operative Bank Ltd_ FD, it will start earning an interest based on the tenure of the deposit. Customer is allowed to deposit lump sum money into a fixed deposit only once into his FD account at the time of opening the account with the bank and afterwards he cannot deposit additional money in the same FD account.

You can also get tax benefits under section 80C of the Income Tax Act on an amount between Rs. 100 to 1.5 lakh by investing in Adarsh Co Operative Bank Ltd FD for a tenure of 5 years or more.

Following table provides you Adarsh Co Operative Bank Ltd FD Rates of various tenors. Also, given below is the facility/ option, through which you can calculate the interest rate and the maturity value of your Adarsh Co Operative Bank Ltd FD for different tenures by clicking on the 'calculate' button provided in the table.

Adarsh Co Operative Bank Ltd Fixed Deposit Interest Rates (as on 06 Mar 2021)

Maturity Period	Interest Rate (p.a.)	Calculate Interest Rate
30 Days	6.00%
45 Days	6.00%
60 Days	6.00%
90 Days	6.00%
120 Days	7.00%
6 Months	7.00%
9 Months	7.50%
12 Months	8.50%
2 Years	8.75%
3 Years	9.00%
4 Years	9.00%
5 Years	8.75%

Features & Benefits: Adarsh Co Operative Bank Ltd Fixed Deposit

Competitive interest rates are offered with flexible FD tenures to suit your investment plan.
FD account can be opened online or by visiting your nearest Adarsh Co Operative Bank Ltd branch.
No cap on the Maximum Amount of FD
FD Tenures: 7 days to 10 years
Different